Many associate the pleasure of driving a modern sports car or an exclusive classic car with the idea of ​​high costs for acquisition and maintenance. The happy truth, however, looks very different - financing plans based on monthly installments bring the dream of having your own sports car from far away within financially within reach.

In this guide you can read about the advantages of buying a vehicle via leasing, car loan or classic financing and why buying your own sports car does not have to be an expensive undertaking when it is divided into several, manageable and easily calculable monthly installments. Regardless of which financing method you personally prefer, we at B&K accompany you on the way to your dream car.

1. Become the proud owner of a sports car quickly by cash purchase

2. Simply pay off sports cars: With monthly installments to a big hit on four wheels

3. Classic financing via car loan or optionally without so-called security transfer

4. Three-way financing: Financial variability that is second to none

5. Benefit from extremely low monthly payments thanks to the balloon loan

6. Lamborghini on loan? Private, company leasing and long-term rentals provide lucrative solutions

7. Conclusion: There is a suitable financing model for every car buyer

8. You can find the right car with us

Prospective buyers who have the appropriate capital or sufficient reserves and have the desire to have an exclusive sports car of the caliber Porsche, Lamborghini or Aston Martin To call your own, the tried and tested cash purchase is recommended.

The advantages of paying immediately with cash or by bank transfer are obvious: The total amount for the sports car goes directly to the dealer, in return the buyer receives the full ownership rights for his dream car with the vehicle documents for the registration certificate part 1 and part 2 . If you have the necessary financial resources and prefer the option of immediate ownership, you can reach your goal very quickly with cash purchase.

Those who do not want to pay the purchase price for their dream car all at once and have driving fun become the direct property of the sporty cars there are various forms of financing such as car loan, balloon loan, three-way financing or vehicle leasing, which is also widely used today.

By the way: almost half of all used cars in Germany are financed today - because it is getting easier and easier. Together with our financial partners, we offer both commercial and private customers financing and leasing offers tailored to their liquidity planning. Your advantage? We take care of the entire process for you. Thanks to our Kooperations with partner banks and insurance companies, you can make your automotive dream come true at B&K, taking into account your financial flexibility - guaranteed.

The simple way to finance a sports car is through an installment loan from a bank that is tied to the car purchase. The freely selectable parameters of the term and monthly rate, which can be individually adapted to the respective requirements as well as to the personal financial planning of the future vehicle owner, prove to be advantageous in this classic financing.

The duration of common installment loans in the automotive sector is usually at least one year to a maximum of eight years. During this period, there is a so-called assignment by way of security between the debtor and the creditor: This provides that the registration certificate part 2 and thus also the vehicle ownership is initially held as security by the financial institution chosen to finance the vehicle. If the end of the loan term is reached and the total amount is repaid, the vehicle registration document is also returned to the borrower and the car changes hands. If you wish, you can often acquire the ownership of the vehicle before the end of the term by redeeming the loan early.

Acquiring exclusive sports cars or vintage cars through classic financing in the form of a special-purpose installment loan is not only easy to calculate, but also extremely flexible thanks to the variable term with low, monthly installments.

With a so-called personal loan without earmarking and a usually slightly higher interest rate, the aforementioned transfer of ownership can be avoided, so that the borrower is listed as the owner and owner of the financed vehicle from the start.

Another payment method and possibility to realize the dream of your own sports car is the variable three-way financing, which takes one of the following three ways on average after four years at the latest: Either you as the borrower decide to add the outstanding loan amount in full to settle and let the vehicle pass directly into your ownership or you can continue the financing in the classic installment process until the loan has been completely redeemed.

As a third option, you can also return the financed vehicle at the end of the three-way financing period. In this case, the monthly amounts already paid are treated like leasing installments.

The monthly repayment installments for classic car financing can be kept particularly low with a higher down payment. Alternatively, you can opt for a so-called balloon loan right from the start. With this type of financing, the monthly installments are particularly low, as only part of the actual vehicle value is paid off for the time being. After the fixed term of a balloon loan, there is only one final, larger final installment, which is based on the previously calculated residual value of the sports car. The balloon loan is a very interesting financing model, with the option of paying off the main amount of the loan at a specified time in the future.

In times of low interest rates, the financing of the automobile dream is an attractive alternative to cash purchases thanks to an easily plannable installment loan, practical balloon loan or variable three-way financing.

With B&K's financial services, we rely on tailor-made and flexible solutions. Our focus here: your individual needs. With us you don't finance just any sports car, you finance your sports car.

Another possibility to drive high-quality automobiles at low cost is private or business leasing of the dream car. With this special type of financing, the preferred vehicle is rented through a low monthly leasing rate, which is even tax deductible if the car is used commercially. In addition to the tax advantages, a leasing contract is also attractive for the following reasons: In contrast to cash purchases, leasing maintains the liquidity of companies, self-employed persons and private individuals. The time-limited right of use of the dream car does not require a down payment, therefore no high one-off charge.

After the end of the agreed contract period, the property rights of the leased sports car can usually be purchased for the residual value calculated in advance (so-called purchase option). If there is no need to buy, the vehicle will simply be returned at the end of the contract or you can decide to lease another sports car so that you can continue driving with pleasure.

Our leasing concepts, individually tailored to your needs, ensure that your financial flexibility is fully retained and that you can enjoy your sports car to the full at all times. Feel free to contact us and let us create an individual offer for you. By the way: Find out now, without obligation, about the possibilities of long-term rental with B&K.

The cash purchase of a beautiful sports car is ideal for enthusiasts who want to be listed as the vehicle owner in the papers from the first minute of driving. If you can be patient with this and would rather benefit from the currently attractive interest rate, we recommend buying a vehicle via a car loan, balloon loan or in the form of variable three-way financing. Long-term rental and leasing offer additional alternatives - without a down payment and usually with even lower monthly rates than other forms of financing. The latter method is particularly interesting from a tax point of view for companies or the self-employed.

Discover our now current vehicle offer and find your new dream car today. We are happy to help! An exclusive sports car not only provides driving pleasure, but also delights the owner with stable value retention and potential increase in value. We recommend our guides as accompanying reading Increased value of limited vehicles - what is important? and Oldtimer investment - driving fun meets increased value.